Budgeting your money is one of the smartest things you can do for your financial health. Not only does it help you keep track of where your money is going, but it also allows you to save for important goals and avoid debt. Some different apps can help you budget your money, but which is the best? To help you make the final decision for your needs, we’ve compiled a list of the best budgeting apps below.
- Money Patrol
Money Patrol is the best budgeting app to manage your money. It lets you see exactly where your money is going and make better spending decisions. What makes Money Patrol different from other budgeting apps? First, it’s completely free! There are no hidden fees. Second, it’s easy to use. You can set up your budget in minutes and start tracking your spending immediately. Third, it gives you a clear picture of your spending habits. You can see where you’re spending too much and where you can cut back. Money Patrol is the best way to stay on top of your finances. It’s a must-have for anyone who wants to save money and make better spending decisions.
- You Need a Budget (YNAB)
You Need a Budget (YNAB) is another popular budgeting app. Unlike Mint, which is free to use, YNAB costs $6.99 monthly. However, many users find that the app’s features and functionality are worth the price tag. With YNAB, you enter your income and expenses into the app manually. This can be more time-consuming than using an app like Mint, but it also gives you greater control over your budget. YNAB also offers tools to help you get out of debt and save money. If you’re looking for an app that will give you more hands-on control over your budget, YNAB is a good option.
EveryDollar is another budgeting app that uses a manual entry system. You’ll need to enter your income and expenses into the app each month. However, EveryDollar does offer some features that make it easier to use than other manual entry budgeting apps. For example, you can connect your bank account to the app, and it will automatically import your transactions. EveryDollar also offers a Debt payoff feature that helps you create a plan to pay off your debt.
- Pocket Guard
Pocket Guard is a budgeting or personal finance app designed to be simple and easy. You can connect your bank account and credit cards to the app to track your income and expenses.
Pocket Guard also offers a feature that shows you how much money you have left to spend each month. It can help you stay on budget and avoid overspending. Pocket Guard is free to use, but there is a premium version that costs $3.99 per month.
Mvelopes is another budgeting app that uses the envelope system. This app allocates your income to different “envelopes” for expenses like rent, groceries, and entertainment.
You can also set up goals in Mvelopes and track your progress. This can help you stay motivated to stick to your budget. Mvelopes are free to use, but there is a premium version that costs $9 per month.
- Personal Capital
Personal Capital is a budgeting app designed for people with more complex financial needs. In addition to tracking expenses and income, Personal Capital provides tools to help you manage your investment portfolio. You can use it to track net worth and see how your financial situation changes over time. Personal Capital is free to use, but there is a premium version that costs $19.95 per month.